Usage-Based Pricing
Flexible Pricing That Scales With You
Start small and scale confidently with transparent pricing designed to grow alongside your business needs.
NGN pricing
Fees for NGN collections, checkout, payouts, and transfers between customers under the same business.
| Transaction amount | Fee |
|---|---|
| Deposits | 1%, capped at NGN 200 |
| Checkout | NGN 100 flat |
| Payout up to NGN 5,000 | NGN 20 |
| Payout from NGN 5,000 to NGN 10,000 | NGN 40 |
| Payout from NGN 10,000 to NGN 50,000 | NGN 100 stamp duty inclusive |
| Payout above NGN 50,000 | NGN 150 stamp duty inclusive |
| NGN transfers between customers under the same business | Free |
Stablecoin pricing
Platform fees for stablecoin collections, checkout deposits, and payouts.
| Transaction amount | Fee |
|---|---|
| Deposits | Free |
| Payout up to $20 | $0.10 |
| Payout above $20 to $50 | $0.25 |
| Payout above $50 to $100 | $0.50 |
| Payout above $100 to $200 | $1.00 |
| Payout above $200 to $500 | $1.50 |
| Payout above $500 | 0.5%, capped at $10 |
Predict Your
Processing Costs.
Get a clear breakdown of transaction costs before processing payments, so you can plan your pricing and scale with confidence.
Fee
NGN 0
You Receive
NGN 0
1% of the transaction amount, capped at NGN 200.
Frequently Asked
Questions.
Find quick answers to common questions about our payment platform, fees, security, and transaction processes.
You can build wallets, payment apps, marketplaces, and full neobank products using our APIs.
Yes. You can create and assign virtual accounts to your users programmatically.
Yes, You can settle funds in NGN or stablecoins and manage balances across both.
FossaPay operates under strict regulatory standards and partners with fully licensed banks to ensure compliance, security, and reliability for all transactions.
Most teams complete integration and go live within 30 minutes using our documentation and dashboard.
Trust & Reliability
Bank-grade security with 99.9% uptime, trusted by leading
fintechs and digital-first platforms across Africa.